Fannie Mae offers modular, prefabricated, panelized, or sectional homes the same treatment as site-built homes. Therefore, Fannie Mae has no minimum requirements for width, size, roof pitch, or any other specific construction details. Prefabricated homes are now eligible for construction to permanent financing. You can find more details on the C-to-P funding page or in the MH funding matrix.
Learn about the main causes of mobile home fires and what should be done in the event of a fire to protect both your mobile home and your family.
The difference between mobile and prefabricated homes The only difference between the two types of homes is the date they were built. According to HUD, a factory-built home before June 15, 1976 is a mobile home and one built after June 15, 1976 is a prefabricated home.