MHIS exclusively offers prefabricated home insurance. Mobile home insurance, modular home insurance, and manufactured home insurance are all areas in which we specialize. By focusing on prefabricated homes, we better understand this specific industry and better understand its needs.
The main difference between modular and prefab homes is that modular homes are subject to the same local, state, and regional building codes required for on-site homes. Prefabricated homes are subject to a federal code established by the Department of Housing and Urban Development (HUD) and have the ability to move.
The county's zoning ordinance will provide you with all the details in this regard. They will tell you in which areas a modular house can be located, they will inform you about the minimum size requirements of the house, whether or not they need to be installed on a permanent base, if it can be multi-section, all that's good.